
XRP(XRP)
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About XRP
Fast settlement solution for international payments. Ripple enables quick and low-cost money transfers.
Frequently Asked Questions about XRP
Fast settlement solution for international payments. Ripple enables quick and low-cost money transfers.
XRP operates on a consensus-based distributed ledger (RPCA) without mining, enabling transaction settlement within 3-5 seconds at sub-cent costs, designed as a liquidity solution for financial institutions.
XRP and its distributed ledger were created in 2012 by Jed McCaleb, Arthur Britto, and David Schwartz, and subsequently gifted to Ripple.

The rate lock protects you from market swings and holds your price for 10 seconds. The displayed rate reflects a 0.95% lock spread.
Crypto trades in dollars, so trading in shekels requires a conversion. We handle it for you at a continuous rate with a 0.5% spread (vs ~1%–1.5% at most banks). Trading in dollars has no conversion at all.
Maximum control, minimum fees. How you trade is in your hands — our job is to give you the most worthwhile terms on every action you make.
Our fees, spreads, and USD-ILS rates in detail →